Monarch Financial Services

Ayrshire’s Award Winning Mortgage Brokers

Buying a house can be a daunting experience. Whether you’re a first-time buyer, in need of a bigger
property, or looking to enter the buy-to-let market as an investment, the last thing you want to be worrying about is the mortgage.

independent mortgage and protection firm, its advisors have a wealth of knowledge and will guide you through the entire process from start to finish.

Director, Iain Greer, had this to say: “We can really help first-time buyers. We offer independent advice – compare all the banks, see what you can borrow, how much it’s going to cost per month – and come up with a plan for you.”

Monarch has close working relationships with all of the local estate agents and solicitors, helping to streamline the process even further.

“Re-mortgaging is a big thing right now,” adds Iain. “Interest rates have been crazy for the last seven months so now more than ever, getting advice is important. You can’t assume your own lender is going to give you the best deal, you really need to be shopping around. That’s what we do for you.”

Of course, you don’t need to be moving house or buying a new property to benefit from Monarch’s independent advice. Those wishing to extend their existing property or those coming to the end of their current fixed rate mortgage, will also find Monarch’s expert advice beneficial.

Iain first set up the business as a one-man band in 2020 but growth has been swift. The company now employs 22 people. Together, they raised over £120m worth of mortgage finance last year alone.

This success was recognised and rewarded at the UK annual industry awards when Monarch won Best New UK Mortgage Firm in 2021 and Best Firm for Mortgage Growth in 2022. Consultant, Lauren McEwan, also won Best New Mortgage Advisor last year.

As well as helping its customers to secure the property of their dreams, Monarch itself has recently moved into new premises in East Ayrshire.

“Bank Chambers is a listed building,” said Iain. “It’s a really well known, historic building in Kilmarnock. We’re currently going through a renovation project to bring it back to life.

“We decided to set up in Kilmarnock because of how much it’s been growing over the last few years. It has a great future with a lot of new build houses and new schools. There’s lots of investment going into the area and we want to be part of that.”

That local presence is important to Iain and his team. It reinforces Monarch’s desire to be approachable and to secure and maintain an understanding of the local property market. In turn, customers can be assured not just of independent advice, but of expert, local knowledge.

In addition to that all-important mortgage advice, Monarch’s qualified consultants can also advise on Income Protection and Life and Critical Illness cover, something else the firm was recognised for in 2022.

“We won Best Firm for Mortgage Protection Growth,” Iain confirmed.

Speaking of protection, Monarch’s expert advice extends to include buildings and contents insurance, ensuring your biggest asset is adequately insured, and providing you with that all-important peace of mind.

Whatever your mortgage requirements, Monarch Financial Services will provide honest, independent advice, always acting with integrity and always putting you first. And with three offices throughout Glasgow in addition to their flagship Kilmarnock office, that advice is never far away.

For more information visit info@monfs.com, call 0330 1220997 or pop in to Bank Chambers, 42 Bank Street, Kilmarnock.